Estate Planning
Plan with Purpose. Protect with Confidence.
At Loviscky & Cressman, estate planning is more than preparing for the future—it’s about protecting your legacy, supporting your loved ones, and gaining peace of mind today. We work closely with individuals, families, and business owners to develop customized plans that align with your values and withstand change.
Whether you’re building a plan from scratch or updating an existing one, we’ll help you make informed decisions—clearly, compassionately, and with legal precision.
Why Estate Planning Matters
A well-structured estate plan does more than distribute your assets. These estate plans can help with the following:
- Avoid probate delays and reduce legal costs
- Minimize estate and inheritance tax exposure
- Ensure your healthcare and financial wishes are followed
- Protect minor children and dependents
- Clarify intentions to reduce the risk of family disputes
- Preserve your legacy for future generations
Our Estate Planning Services Include:
- Last Will and Testament Formation
We craft legally sound wills that reflect your personal goals, designate beneficiaries, and appoint trusted executors or guardians for minor children. Your will serves as the foundation of your estate plan. - Revocable Trust Formation
We help clients establish flexible, living trusts that allow for the management and transfer of assets outside of probate—offering greater privacy, efficiency, and control. - Beneficiary Designation Coordination
Certain assets, like retirement accounts and life insurance policies, pass outside your will. We ensure your beneficiary designations are current, consistent with your estate plan, and legally effective. - Inter Vivos Transfers (Lifetime Gifting)
Strategic gifting during your lifetime can reduce the size of your taxable estate, support your loved ones now, and preserve long-term wealth. We guide you through the process with clarity and tax-smart strategy.
Why Choose Loviscky & Cressman?
- Decades of Estate and Tax Experience
We bring together the legal and tax expertise needed to handle even the most complex planning challenges. - Tailored, Hands-On Planning
No two families are alike. We take the time to understand your situation and create a plan that reflects your goals. - Trusted in Central Pennsylvania
From State College to Altoona and beyond, generations of families rely on us to help them plan with confidence and clarity.